.insurance-section {
      padding: 0;
      background-color: #f1f5ff;
      position:relative;
      background-size: cover;
    }
.insurance-section .banner-overlay {
    height: 100%;
    width: 100%;
    top: 0;
    left: 0;
    position: relative;
    background: linear-gradient(0deg, rgb(245 241 241 / 50%), rgb(255 255 255 / 50%));
    padding: 100px 0;
}
    .insurance-section h1 {
      font-size: 3rem;
      font-weight: 800;
      color: #111827;
    }

    .insurance-section h1 span {
      color: #2563eb;
    }

    .insurance-section p {
      color: #6b7280;
      font-size: 1.125rem;
      line-height: 1.75rem;
      max-width: 520px;
      margin-top: 20px;
    }

    .insurance-section .main-btntop {
      border: none;
      font-weight: 600;
      padding: 12px 24px;
      border-radius: 8px;
      font-size: 1rem;
    }

.insurance-section .main-btntop:hover {
border: 1px solid #d1d5db;
      background-color: #fff;
      color: #374151;
	}

    .insurance-section .banbtm-btn {
      border-radius: 8px;
      font-weight: 600;
      padding: 12px 24px;
      font-size: 1rem;
      border: 1px solid #d1d5db;
      background-color: #fff;
      color: #374151;
    }

.insurance-section .banbtm-btn:hover{
color: var(--white-color);
    border: 1px solid var(--secondary-color);
    background-color: var(--secondary-color);
}

    .protection-card {
      background: #ffffff;
      border-radius: 16px;
      padding: 30px;
      box-shadow: 0 40px 60px rgba(0, 0, 0, 0.08);
      transform: rotate(1.8deg);
      transition: transform 0.3s ease;
          width: 100%;
    }

    .protection-card:hover {
      transform: rotate(0deg);
    }

    .protection-card h5 {
      font-size: 1.25rem;
      font-weight: 700;
      margin-bottom: 20px;
    }

.protection-card h5 i {
	color:var(--secondary-color);
}

    .protection-card .bi-check-circle {
      color: #22c55e;
      margin-right: 10px;
    }

    .protection-card .bi-house-door {
      color: #2563eb;
      font-size: 24px;
      margin-right: 10px;
    }

    .protection-item {
      font-size: 1rem;
      font-weight: 500;
      margin-bottom: 12px;
    }

.protection-item i {
      color: #047857;
  margin-right:5px;
}



/* coverage section css  */



    .coverage-section h2 {
      font-size: 2.625rem;
      font-weight: 800;
      text-align: center;
      margin-bottom: 16px;
      color: #111827;
    }

    .coverage-section p.lead {
      font-size: 1.125rem;
      text-align: center;
      color: #6b7280;
      max-width: 750px;
      margin: 0 auto 60px auto;
    }

    .coverage-box {
      border-radius: 16px;
      padding: 40px 30px;
      background-color: #fff;
      box-shadow: 0 15px 30px rgba(0, 0, 0, 0.05);
      height: 100%;
      transition: transform 0.3s ease;
    }

    .coverage-box:hover {
      transform: translateY(-5px);
    }

    .coverage-box.property {
      background-color: #e8f2ff;
    }

    .coverage-box.liability {
      background-color: #e6f9ef;
    }

    .coverage-box.income {
      background-color: #f3ebff;
    }

    .coverage-icon {
      font-size: 2.5rem;
      margin-bottom: 20px;
      display: inline-block;
    }

    .property .coverage-icon {
      color: #2563eb;
    }

    .liability .coverage-icon {
      color: #059669;
    }

    .income .coverage-icon {
      color: #8b5cf6;
    }

    .coverage-box h5 {
      font-weight: 700;
      font-size: 1.25rem;
      margin-bottom: 14px;
      color: #111827;
    }

    .coverage-box p {
      color: #4b5563;
      margin-bottom: 20px;
      font-size: 1rem;
      line-height: 1.6;
    }

    .coverage-box ul {
      padding-left: 0;
    }

    .coverage-box li {
      display: flex;
      align-items: center;
      gap: 10px;
      margin-bottom: 12px;
      color: #374151;
      font-weight: 500;
    }

    .coverage-box li i {
      color: #10b981;
      font-size: 1.1rem;
    }



/* form section */


 .quote-section {
      background-color: #f9fafb;
    }

    .feature-box {
      display: flex;
      align-items: flex-start;
      margin-bottom: 25px;
    }

    .feature-icon {
      width: 44px;
      height: 44px;
      background-color: #e0edff;
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-right: 15px;
      font-size: 1.3rem;
      color: #2563eb;
    }

    .feature-text h6 {
      font-weight: 700;
      margin-bottom: 4px;
      color: black;
    }

    .feature-text p {
      margin: 0;
      color: #6b7280;
      font-size: 0.95rem;
    }

    .quote-form {
      background: #ffffff;
      padding: 30px;
      border-radius: 16px;
      box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    }

    .quote-form h5 {
      font-weight: 700;
      margin-bottom: 25px;
    }

    .form-control,
    .form-select {
      border-radius: 10px;
      height: 45px;
      font-size: 0.95rem;
    }

    .btn-primary {
      background-color: #2563eb;
      border-color: #2563eb;
      font-weight: 600;
      border-radius: 10px;
      padding: 10px 0;
    }


.icon-box {
  width: 44px;
  height: 44px;
  background-color: #e0ecff;
  color: #2563eb;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-right: 15px;
}

.form-card {
  background-color: #fff;
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  padding: 30px;
}

.btn-primary {
  background-color: #2563eb;
  border: none;
  padding: 14px;
  font-weight: 600;
  font-size: 16px;
  border-radius: 8px;
}


/* how it works */

    .section-title {
      font-size: 2.25rem;
      font-weight: 700;
      text-align: center;
      margin-bottom: 0.5rem;
      color: #111827;
    }

    .section-subtitle {
      text-align: center;
      font-size: 1.125rem;
      color: #6b7280;
      max-width: 720px;
      margin: 0 auto 3rem auto;
    }

    .step-box {
      text-align: center;
      padding: 0 1rem;
    }

    .step-number {
      width: 70px;
      height: 70px;
      background-color: #e0edff;
      color: #2563eb;
      border-radius: 50%;
      font-weight: 700;
      font-size: 1.5rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1rem auto;
    }

    .step-title {
      font-weight: 600;
      font-size: 1.125rem;
      color: #111827;
      margin-bottom: 0.5rem;
    }

    .step-desc {
      font-size: 1rem;
      color: #4b5563;
      max-width: 300px;
      margin: 0 auto;
    }



/* faq sections */


    .faq-title {
      font-size: 2rem;
      font-weight: 700;
      text-align: center;
      margin-bottom: 10px;
    }

    .faq-subtitle {
      text-align: center;
      font-size: 1.1rem;
      color: #6b7280;
      max-width: 700px;
      margin: 0 auto 40px auto;
    }

    .faq-box {
      background: #ffffff;
      padding: 20px 25px;
      border-radius: 10px;
      box-shadow: 0 1px 2px rgba(0,0,0,0.05);
      margin-bottom: 20px;
    }

    .faq-question {
      font-weight: 600;
      font-size: 1.05rem;
      margin-bottom: 8px;
    }

    .faq-answer {
      font-size: 0.95rem;
      color: #4b5563;
    }



/* cta section css */


.cta-section {
      background: linear-gradient(90deg, #2563eb, #4338ca);
      color: white;
      padding: 60px 0;
      text-align: center;
    }

    .cta-title {
      font-size: 2rem;
      font-weight: 700;
      margin-bottom: 15px;
          color: white;
    }

    .cta-subtitle {
      font-size: 1.1rem;
      margin-bottom: 30px;
          color: white;
    }

    .cta-btn {
      padding: 12px 25px;
      font-weight: 500;
      border-radius: 8px;
      font-size: 1rem;
    }

    .cta-btn-outline {
      background-color: transparent;
      color: white;
      border: 2px solid white;
    }

    .cta-btn-outline:hover {
      background-color: white;
      color: #2563eb;
    }

    section.real_estate{
          background-color: #f4f5f8;
    }

    .number_text {
    background: #1a75ba33;
    width: 150px;
    height: 80px;
    padding: 10px;
    border-radius: 100%;
}

.number_text span {
    display: flex;
    justify-content: center;
    align-items: baseline;
    font-size: 35px;
    margin-top: 4px;
}

.business_right_text{
  display: flex;
  gap: 20px;
  border-bottom: 1px solid lightgray;
  margin-bottom: 25px;
}

section.related_divisions {
    background-color: #f4f5f8;
}

section.related_divisions .card{
  padding:15px;
  border:0;

}

.top-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
        padding-bottom: 40px;
}

section.related_divisions .card a{
text-align: end;

}

.bg-add {
    background-color: #f4f5f8;
    padding: 30px;
}


section.diff_cards .f-card{
      padding: 30px;
}

section.testimonial .item {
    padding-left: var(--p15);
    padding-right: var(--p15);
    padding-bottom: var(--p5);
}

section.testimonial .test-card {
    text-align: center;
    background: var(--white-color);
    border-radius: 0px;
    /* box-shadow: 0px 0px 3px 2px rgba(0, 0, 0, 0.1); */
    padding-bottom: 0;
}

.cont-sec h3{
  font-size: 24px;
  margin-top: 20px;
}




section.testimonial .owl-carousel .owl-nav .owl-next, section.testimonial .owl-carousel .owl-nav .owl-prev {
    position: absolute;
    top: 50%;
    z-index: 2;
    left: -10px;
    min-width: 35px;
    background: var(--btn-color);
    margin: 0;
    height: 35px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    color: #fff;
    border-radius: 100%;
}
section.testimonial .owl-carousel .owl-nav .owl-next {
    left: auto;
    right: 0px;
}

.test-pro img{
  height:250px;
  object-fit: cover;
}